Household Finances

Juho
Data as of
Rivitalo valued at (manual estimate)

Forward monthly model

Income Living costs Wealth build Surplus
Amber flows are amortization — money that becomes equity, not consumption. Hover any flow for detail.

Trailing 13 months — actuals

InOutNet
Danske + Mastercard combined; card settlements and internal transfers excluded to avoid double counting. Studio era (Treenis rent + subtenants) ended Jul 2026 — earlier months are not representative of the forward model.

Rivitalo — Vantaa rented out


Debts — to 2032

Both loans end within months of each other: projected debt-free by autumn 2032.

Subscriptions

Greyed items are lapsing and will not be renewed
Transactions — trailing 13 months
DatePayeeCategorySourceAmount